I am working on an application where users sign up for one of several
plans. Each plan has a different monthly fee. There is no long term
contract but I would like to bill the users automatically each month
unless service is canceled.
What credit card gateways would you recommend for use with a rails
My criteria in order of importance are
- API that will let me work in ruby and rails with the gateway. I
don’t mind using a third party library like Active Merchant if the
gateway does not directly support ruby.
- I need the ability to bill monthly and automatically without keeping
credit card information on my servers.
- Cost. Low setup and monthly fees are very important as I will be
self funding this project until it gets off the ground. The cut the
gateway takes per transaction is also important but I am willing to give
a little there in exchange for kick-butt service.
Discussion of the perks and negatives of various gateways as well as
details about rails payment libraries would also be most helpful.