What is the Best Merchant Account?

Rails
1

Hi All,

I want to do following things on my site please suggest what is the best
thing to do it.
1] I want to recieve amount for the buyer.
Buyer has following 3 options to make the payment
a) PayPal
b) Credit Card
c) Money Booker
I have following Questions

  1. Do i need Merchant account for all these three methods?
  2. if no, what is the Best Merchant Account for me?

Regards,

Salil G.