Rails - class UserMailer < ActionMailer::Base

Hello, I currently have my app’s mail setup as follows:

Step 1:
Observers monitor tables, and send out emails when triggered by
after_save in the observer

Step 2:
The observer then calls something like:
UserMailer.XXXXXX_created_notification(record).deliver

Step 3:
User mailer sends the mail out:

  def XXXXXX_created_notification(record)
    @record = record
    mail(:to => "#{record.email}", :reply_to => "Reply to

XXXXX", :subject => “XXXXX Notification”)
end

My question to rails experts out there is, I want to provide users the
ability to turn on/off certain site wide notifications. Where is the
best place in Rails to bake this in? In the user_mailer.rb file
wrapped inside the def above? Or in the observer?

Suggestions?

Thanks