Gem or Plug-in to implement PayPal Adaptive Payment : Send money API

Hi All,

I was searching for the gem which is supporting PayPal’s almost API.
Then I found ActiveMerchant.

Our project payment flow is,

Scenario 1: User will send payment to admin user (there two kind of
users one is regular and admin user). User will be act as sender and
admin user will be act as receiver always.
Scenario 2: In above scenario, for each user payment, website
administrator needs to get transaction fees.
Scenario 3: When the site administrator receives payment from user, he
needs to pay remaining (after deducting the transaction fees) amount
to admin user.
Scenario 4: User payment should be availed both credit card payment
and PayPal (Express Checkout).

PayPal Adaptive payment is very much suitable for our scenaio’s except
scenario 4. Problem is Adaptive Payment doesn’t support credit card

Then we decided to use PayPal Website Payments Pro and Adaptive
Payment (send money) together for this flow gets done.

We have implemented the PWPP using ActiveMerchant. I need to implement
the Adaptive payment to send remaining payment to admin user.

Please suggest better gem for this adaptive payment,

I have gone through some of the gems, such as

  1. ActiveMerchant is not supported for PayPal Adaptive Payments.
  2. PayPal_adaptive which is in very lower version of 0.0.5. Which
    leads me through to don’t choose non-stable gems or plugins.
  3. Adaptive_pay –v=0.1.1

Can you please suggest me if there is any other gem to look around or
which is best to use adaptive payment in listed above gems?

Thanks in Advance,
Sathish K. S