Fastercsv filter question

I have a csv file that is comma delimited, with quoted text and with 3
throw away lines before the actual header row (excel report file
converted via
roo to csv)

ala
$ head test.csv
,
,“Report Title”,
,
,“Last Name”,“First
Name”,“DOB”,“Gender”,“Address1”,“Address2”,“City”,“State”,“Zip”,“Phone”

Would it be possible, using FasterCSV.filter to read in the file and
write it out as pipe delimited, unquoted (and if possible without the
leading rows before the header)?

or would it be quicker/easier to setup both a FasterCSV comma/quoted
reader and a FasterCSV pipe/unquoted writer to read in/convert/write out
the file