Rails running very slowly on apache (with fcgi or without)

Was wondering if there is anything obvious I may have missed in my
setup that would cause it to run so slowly. WEBrick runs blazingly
fast in comparison, in dev mode, so I’m sure there’s something off.
Even in production mode requests take about 4 or 5 secs.

Thanks!

Win XP
Apache 2
Rails 1.0

-rich