# Payment system with hold option

**URL:** <https://www.ruby-forum.com/t/payment-system-with-hold-option/118965>\
**Category:** Rails\
**Created:** [November 1, 2007, 7:39pm UTC](https://www.ruby-forum.com/t/payment-system-with-hold-option/118965 "2007-11-01T19:39:22Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![casper\_the\_ghost](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/c/58956e/32.png) [@casper\_the\_ghost](https://www.ruby-forum.com/u/casper_the_ghost)\
**Post date:** [November 1, 2007, 7:39pm UTC](https://www.ruby-forum.com/t/payment-system-with-hold-option/118965/1 "2007-11-01T19:39:22Z")

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Hi,

What on-line payment system would you choose for the following  
situation:

my web-site intermediates payments between client Anna and client Bob.  
These two clients have a contract. Anna is paying Bob for something.  
When Bob starts to do what he has to do, my website charges Anna’s  
credit card. If he does the job right my site will transfer the money  
into Bob’s account. If he does not do the job, I’ll have to return the  
money to Anna.

Can Google Checkout do this? Probably PayPal can.

Thanks.

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<div class="post-metadata">

**Author:** ![casper\_the\_ghost](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/c/58956e/32.png) [@casper\_the\_ghost](https://www.ruby-forum.com/u/casper_the_ghost)\
**Post date:** [November 1, 2007, 8:26pm UTC](https://www.ruby-forum.com/t/payment-system-with-hold-option/118965/2 "2007-11-01T20:26:55Z")

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> What on-line payment system would you choose for the following  
> situation:

All of them should be able too… what you’re looking for is “authorize”  
and “capture”.

You authorize the charge, which “reserves” it for you and gives you a  
transaction code. Then later you capture that transaction to “commit  
it”.

Be sure to look into the rules regarding how long you can authorize  
without capturing.

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<div class="post-metadata">

**Author:** ![casper\_the\_ghost](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/c/58956e/32.png) [@casper\_the\_ghost](https://www.ruby-forum.com/u/casper_the_ghost)\
**Post date:** [November 1, 2007, 9:20pm UTC](https://www.ruby-forum.com/t/payment-system-with-hold-option/118965/3 "2007-11-01T21:20:46Z")

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Is “authorize without capturing” avaiable both in PayPal and Google  
Checkout?