# Online Store Payment Options -- credit cards/ paypal

**URL:** <https://www.ruby-forum.com/t/online-store-payment-options-credit-cards-paypal/50590>\
**Category:** Rails\
**Created:** [December 18, 2005, 6:49pm UTC](https://www.ruby-forum.com/t/online-store-payment-options-credit-cards-paypal/50590 "2005-12-18T18:49:59Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![wksmall](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/w/b38774/32.png) [@wksmall](https://www.ruby-forum.com/u/wksmall)\
**Post date:** [December 18, 2005, 6:49pm UTC](https://www.ruby-forum.com/t/online-store-payment-options-credit-cards-paypal/50590/1 "2005-12-18T18:49:59Z")

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I’m looking for information on connecting online stores to merchant  
accounts and paypal.

Also – Any recommendations for businesses to use paypal vs. regular  
credit card merchant  
accounts vs. what?

Warren

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<div class="post-metadata">

**Author:** ![wksmall](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/w/b38774/32.png) [@wksmall](https://www.ruby-forum.com/u/wksmall)\
**Post date:** [December 18, 2005, 8:02pm UTC](https://www.ruby-forum.com/t/online-store-payment-options-credit-cards-paypal/50590/2 "2005-12-18T20:02:14Z")

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Warren,

I’ve also been looking through the alternatives for this.

I have a merchant account through RBS Lynk (previously LynkSystems) and  
contacted them about getting the API for communicating with their  
payment gateway. It appears that it would cost nearly $2,500 to have  
the solution ‘certified’ and they wouldn’t allow us to communicate with  
them without it being certified. The guy told me that it was a  
‘political thing’ and there wasn’t anything that could be done to get  
around it … unless you had over 400 installations of your shopping  
cart software.

Sad that they would lock people out of processing with them … they  
stand to make money. I would voluntarily let them audit the code, but  
paying $2,500 to do so is ridiculous.

-Chris

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<div class="post-metadata">

**Author:** ![wksmall](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/w/b38774/32.png) [@wksmall](https://www.ruby-forum.com/u/wksmall)\
**Post date:** [December 18, 2005, 9:23pm UTC](https://www.ruby-forum.com/t/online-store-payment-options-credit-cards-paypal/50590/3 "2005-12-18T21:23:50Z")

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c.l.r thread 3 days ago about this, where “credit card” is in title.

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<div class="post-metadata">

**Author:** ![wksmall](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/w/b38774/32.png) [@wksmall](https://www.ruby-forum.com/u/wksmall)\
**Post date:** [December 19, 2005, 12:29am UTC](https://www.ruby-forum.com/t/online-store-payment-options-credit-cards-paypal/50590/4 "2005-12-19T00:29:47Z")

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There’s a payment gem you can install that works with [authorize.net](http://authorize.net).  
Very low cost payment gateway as far as I know.

```
http://rubyforge.org/projects/payment/

```

It looks like they intend to support other gateways as well at some  
point.