# CreditCard Processing in Europe

**URL:** <https://www.ruby-forum.com/t/creditcard-processing-in-europe/162918>\
**Category:** Rails\
**Created:** [March 15, 2009, 7:07pm UTC](https://www.ruby-forum.com/t/creditcard-processing-in-europe/162918 "2009-03-15T19:07:33Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![jah4711](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/j/898d66/32.png) [@jah4711](https://www.ruby-forum.com/u/jah4711)\
**Post date:** [March 15, 2009, 7:07pm UTC](https://www.ruby-forum.com/t/creditcard-processing-in-europe/162918/1 "2009-03-15T19:07:33Z")

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Hi,

I spent the last days looking for a solution to accept/process credit  
cards. At the beginning I thought it is pretty easy to integrate a  
service like Paypal. However, the company is based in Austria and so  
many options are not available anymore. I really don’t get the whole  
US only stuff, but I don’t wanna go down that road.

My guess is that I am not the only Austrian/German company which wants  
or wanted to integrate credit card processing into a Rails  
application. I am looking for real solutions and howtos, please no  
links to frameworks or libraries or merchants because the chance I  
already checked it is pretty high.

Here is my setup/requirements:

- monthly payment
- fraud protection
- integration in the application, customer gets charged when account  
is created, charging ends when accounts gets canceled
- accepting visa/mastercard

So far I only found one solution, [www.worldpay.com](http://www.worldpay.com).

I really appreciate any help and thanks in advance,

Heli