# Clarification on PayPal gateways!

**URL:** <https://www.ruby-forum.com/t/clarification-on-paypal-gateways/189256>\
**Category:** Rails\
**Created:** [May 27, 2010, 4:10pm UTC](https://www.ruby-forum.com/t/clarification-on-paypal-gateways/189256 "2010-05-27T16:10:12Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![sathish](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/s/858c86/32.png) [@sathish](https://www.ruby-forum.com/u/sathish)\
**Post date:** [May 27, 2010, 4:10pm UTC](https://www.ruby-forum.com/t/clarification-on-paypal-gateways/189256/1 "2010-05-27T16:10:12Z")

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Hi All,

I need suggestions and helps from PayPal (PP) users and developers to  
clarify about PP gateways. We need to implement PP payment gateway for  
money  
transactions between two users in our site.

We need to accept payments in two ways;

1. From PP a/c. to PP a/c
2. From Credit card to PP account.

I have explored the PP gateways and found that Adaptive Payments  
provides a  
solution for my first scenario in the name of “Simple Payment” API. So  
that  
user can send payment to other users, but as you all know that Adaptive  
payment doesn’t support Credit card payment transactions.

Also, I have looked for Express checkout API, It describes that user can  
send money to owner’s (site administrator) business a/c but we need to  
make  
transactions between two users.

For Credit Card payment transactions we can use the Direct Payment API  
which  
comes with Express Checkout in Website Payment pro.

Questions and issues are,

1. I cannot use Adaptive payments as in its not supporting Credit Card  
payments?
2. Is Express Checkout supports payment option like “simple payment”  
which  
is offered by Adaptive payments?
3. Does Direct Payment API supports flow like “simple Payment” for  
sending  
money PP a/c users from Credit Card users?

Please suggest me better way to implement the PP transactions between PP  
a/c  
to a/c and credit card to PP a/c.

Thanks in advance,  
Sathish K. Sadhasivam,  
E-mail : removed\_email\_address@domain.invalid  
Mobile : +91 98948 81242  
Skype : ssathishkumar22  
Gtalk : sathishjob