# Activemerchant UK payments

**URL:** <https://www.ruby-forum.com/t/activemerchant-uk-payments/134217>\
**Category:** Rails\
**Created:** [April 9, 2008, 12:04am UTC](https://www.ruby-forum.com/t/activemerchant-uk-payments/134217 "2008-04-09T00:04:48Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![johnlester](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/j/e480ec/32.png) [@johnlester](https://www.ruby-forum.com/u/johnlester)\
**Post date:** [April 9, 2008, 12:04am UTC](https://www.ruby-forum.com/t/activemerchant-uk-payments/134217/1 "2008-04-09T00:04:48Z")

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Hello,

Can anyone recommend a payment processor in the UK that works without a  
merchant account (i.e. like Paypal) but NOT Paypal ?

I have been grappling with Paypal for a month on and off and have  
decided their support is crap and therefore would like to find an  
alternative.

It’s for a small new business which is why having an internet merchant  
account is not the preference at the moment. We don’t expect to receive  
many payments to start off with.

I have already integrated ActiveMerchant into the application and it  
works with the Bogus Gateway. I am also able to transact with Paypal  
Website Payments Pro UK but their side is messed up and I can’t get them  
to fix it. Hence the search for an alternative…

Many thanks,  
John

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<div class="post-metadata">

**Author:** ![johnlester](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/j/e480ec/32.png) [@johnlester](https://www.ruby-forum.com/u/johnlester)\
**Post date:** [April 9, 2008, 12:13am UTC](https://www.ruby-forum.com/t/activemerchant-uk-payments/134217/2 "2008-04-09T00:13:24Z")

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John L. wrote:

> Hello,
> 
> Can anyone recommend a payment processor in the UK that works without a  
> merchant account (i.e. like Paypal) but NOT Paypal ?

[moneybookers.com](http://moneybookers.com) ?

Stephan

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<div class="post-metadata">

**Author:** ![johnlester](https://www.ruby-forum.com/letter_avatar_proxy/v4/letter/j/e480ec/32.png) [@johnlester](https://www.ruby-forum.com/u/johnlester)\
**Post date:** [April 9, 2008, 12:22am UTC](https://www.ruby-forum.com/t/activemerchant-uk-payments/134217/3 "2008-04-09T00:22:18Z")

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Stephan W. wrote:

> [moneybookers.com](http://moneybookers.com) ?

That one seems like the payor needs an account with them.

I really would like something where

- it integrates with my site (i.e no redirecting to other web site)
- payer only needs to have a credit card (i.e. no signup/account with  
processor requiired)
- it is supported by ActiveMerchant

It does seem to me that Paypal Website Payments Pro UK is the only real  
option. Hopefully I am wrong… ?